[Smasha]

I'm in SE MA. Initial passenger insurance on Cargo van was $1000 with max liability. Insurance agent suggested switching to an RV plate when the build was complete. I said sure, first let's get a quote. No Mass licensed insurance company offered a quote as it was not professionally built. So I continued with the passenger registration and changed agents. New agent gets zero quotes as a passenger vehicle with built in RV equipment. This puts the vehicle in the insurance "pool" and Mass forces one of the licensed company to provide auto insurance coverage. Initial cost was $2900, but revised to $1200 after underwriting reviewed the list of materials and equipment used in the build. Good luck. Ask lots of questions.

What is required to switch plates for rv? I could not find anything on mass rmv

 

[Smasha]

Same in Mass. Seems "RV" plate is a vanity plate defined as a "bed, toilet and kitchen ". But then MA requires all registered vehicles to carry minimum liability insurance for injury to others.

Been trying to find info on mass rv plates and not been successful. Any additional links you can provide? Does it need to be independently assessed?

 

[surly Bill]

OOPS!
update on my CA full coverage: it's $730/year.
I was looking at the total bill, which includes the '69 Nova SS.

 

[Sams stock van]

Been trying to find info on mass rv plates and not been successful. Any additional links you can provide? Does it need to be independently assessed?

Mass uses a different term than RV. It might be Motor Home or Auto Home (MH plate or AH plate). If you meet their definition (toilet, bed,...), all you do is apply for a new registration. But first you need an insurance stamp on the registration application indicating it has Mass coverage.

 

[Sams stock van]

Mass General Law, M.G.L. chapter 90, section one, definitions. That's the starting point on what your vehicle is defined as, in the State's view. Be careful, huge rabbit hole ahead.

 

[OldChubbyKnuckle]

State Farm in Wisconsin won't give me any higher value on the van to cover the materials used in the build out unless I re-title and register the van as a motorhome. Currently its considered a "light truck". The criteria for motorhome is it must have 4 out of 6 things (electrical system, permanent bed, plumbing system, furnace, etc. - can't recall the exact list but should have no problem meeting it).

Once it is built out and the weight is much closer to the 9500 GVWR, then it will need to be a "heavy truck" - or move to the motorhome classification. Considering the cost of build out and the financial hit if it were totaled, I'll be seeking the motorhome path. But I also haven't gotten a quote on what that premium would be.