The specs from Rich Solar on the 24V 200 watt panel say "18 busbar solar cell configuration" so in theory, a little shade shouldn't reduce the panel output to 0 like one big series circuit cheap panel. From the photo, I count 18 rows so those must align one per busbar. 11 have a bit of shade on them so maybe worst case a 61% loss of the potential panel output vs. the same panel near it that is in full sun.
Now that gives me something to work with. I'll mess around with plugs and see if things match that expectation or if the real world has something else going on. Doing so means unbolting so that's always a PITA ladder dance.
Not trying to figure out current output vs. the 'perfect' 200w rating (tons of variables with our location, panel angle, weather, cloud cover, etc.). Just trying to compare one vs. the other identical panel and see if I've got some other warranty issue going on (some spidery looking cracks in the black parts all over one of them; haven't checked the other closely yet).