I can't speak to how feasible it is to run those two things now off the start bank because I'm not sure what sort of draws you would have with the heater. The Maxx Fan (especially if non low) is more likely to be okay, but a heater would be more of a load.
1) In my world, start batteries are sacred. Would I charge a phone or maybe run a marine fan on low off the start battery? Sure. But something like a furnace seems like it could catch up to you at just the wrong time (cold weather). What I mean is, you could run your start bank down so that you wouldn't be able to start. Having a house bank of some kind leaves the start batteries untouched, so they are always "safe."
2) A separate house bank means one can make it larger, charge it as one sees fit (you have full control vs. Ford meddling), etc. How large it might need to be and what type of system one wants vary according to needs, budget, inclination and the like.
The typical setup ("traditionally") would be a start bank that just starts the engine, then a separate house bank that just runs the house loads. Where the twain may meet is with a charger that takes alternator power and sends it to the house bank when you are driving; but those generally do NOT allow the house to use start-bank power (IOW, when the engine isn't running, there is a "wall" between the start and house banks), so start bank is still sacred.
I said "traditionally" because these days there are other options. Minimal loads, you install monitoring and keep an eye on things, etc.? Maybe just using the start bank for both and carry (and keep charged) a jump pack. Or, there are the all-in-one power banks (Jackery, Goal Zero, etc.) These are newer ideas and may be just fine depending on your use-case (tho the heater would still make me nervous running off the start bank).
But as for your question above: why a separate "house" system may be better, I can think of a couple of reasons:Any reason why a separate system might be better over dual alternator and batteries thinking of long term investment and power needs??
1) In my world, start batteries are sacred. Would I charge a phone or maybe run a marine fan on low off the start battery? Sure. But something like a furnace seems like it could catch up to you at just the wrong time (cold weather). What I mean is, you could run your start bank down so that you wouldn't be able to start. Having a house bank of some kind leaves the start batteries untouched, so they are always "safe."
2) A separate house bank means one can make it larger, charge it as one sees fit (you have full control vs. Ford meddling), etc. How large it might need to be and what type of system one wants vary according to needs, budget, inclination and the like.
The typical setup ("traditionally") would be a start bank that just starts the engine, then a separate house bank that just runs the house loads. Where the twain may meet is with a charger that takes alternator power and sends it to the house bank when you are driving; but those generally do NOT allow the house to use start-bank power (IOW, when the engine isn't running, there is a "wall" between the start and house banks), so start bank is still sacred.
I said "traditionally" because these days there are other options. Minimal loads, you install monitoring and keep an eye on things, etc.? Maybe just using the start bank for both and carry (and keep charged) a jump pack. Or, there are the all-in-one power banks (Jackery, Goal Zero, etc.) These are newer ideas and may be just fine depending on your use-case (tho the heater would still make me nervous running off the start bank).