Took crewvanman’s advice and tried some texas credit unions for a refinance. That worked out well. I literally found the credit union by just typing “van refinance” into the browser.
Credit union offered me a service contract good for the next six years or next 100k miles.
Seems like a decent deal, seems to cover the expensive repairs. It basically says all the mechanical bits are covered except what is specifically excluded.
This is the meat of the exclusions, does it sound reasonable?
No coverage For any part not specifically listed in the Schedule of Coverages, Ultimate Coverage or Ultimate Wrap Coverage, any of the following parts: carburetor, battery and batterycable/harness, standard transmission clutch assembly, friction clutch disc and pressure plate, distributor cap and rotor, safety restraint systems (including air bags), glass, lenses, sealed beams, light bulbs, fuses, circuit breakers, cellular phones, game centers, AM/FM radio/cassette/CD players exceeding $3000 repair or replacement cost, speakers, audio/video equipment, heads up displays on windshields (whether or not related to touch screen and/or voice activated accessories), any pixel damage on display screens, electronic transmitting/receiving devices (unless listed as specific
covered parts), remote control consoles, radar detection devices, brake rotors and drums, all exhaust components, and the following emission components: EGR purge valve/solenoids/sensors, vacuum canister, vapor return canister, vapor return lines/ valves, air pump/lines/valves, catalytic converter/filtering/sensors, emission vapor sensors, gas cap/filler neck, weather strips, trim, moldings, bright metal chrome, upholstery and carpet, paint, outside ornamentation, bumpers, body sheet metal and panels, frame and structural body parts, vinyl and convertible tops, any convertible
top assemblies, hardware or linkages, tires, wheels/rims. External nuts, bolts and fasteners are not covered unless specifically listed in the Schedule of Coverages (except where required in conjunction with a covered repair).
Last edited by Damaskinos_of_Athens; 06-20-2019 at 05:57:PM.